Get in touch
0161 822 8355

Complaints Procedure

We intend to provide you with a high level of customer service at all times. However, if you are unhappy in any way please contact:

No.1 Lakeside
Cheadle Royal Business Park

By Telephone: 0161 822 8355
By Fax: 0161 603 2108
By Email: [email protected]

If your complaint relates to consumer credit activities, we will attempt to resolve your complaint within 3 business days of receipt and a summary resolution communication letter will be sent to you. Where this is not possible, we will acknowledge your complaint promptly.

If the complaint is not resolved within 4 weeks of receipt, we will write to you and let you know what further action we will take. A final response letter will be issued within 8 weeks of receipt.

Your custom is valuable to us and we want you to be entirely satisfied with the response and service we provide. However, should you remain dissatisfied with our response letter you may be able to refer your complaint to the Financial Ombudsman Service free of charge. Further details are shown below.

Financial Ombudsman Service
By Telephone: 0800 023 4 567
Calls to this number are normally free for people ringing from a “fixed line” phone – but charges may apply if you call from a mobile
0300 123 9 123
Calls to this number are charged at the same rate as 01 or 02 numbers on mobile phone tariffs
Lines are open Monday to Friday 8:00 to 20:00, Saturday 9:00 to 13:00

By Email: [email protected]

In Writing: The Financial Ombudsman Service
Exchange Tower
E14 9SR


To refer to the Financial Ombudsman Service you must be an Eligible Complainant. Generally a person is an Eligible Complainant if the person is:
(a) A Consumer (any natural person acting for purposes outside their trade, business or profession)
(b) A Micro-Enterprise which employs fewer than 10 persons and has a turnover or annual balance sheet that does not exceed € 2million
(c) A Charity which has an annual income of less than £6.5 million; and (i) employs fewer than 50 persons; or (ii) has a balance sheet total of less than £5million
(d) A Trustee of a Trust which has a net asset value of less than £5 million
(e) A Small Business that has an annual turnover of less than £6.5 million; and (i) employs fewer than 50 persons; or (ii) has a balance sheet total of less than £5 million
(f) A Guarantor (an individual who has given a guarantee or security in respect of an obligation or liability of a person) which was a micro-enterprise or small business as at the date that the guarantee or security was given

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